John Rao is an attorney with the National Consumer Law Center, Inc. in Boston, where he focuses on consumer credit, mortgage servicing and bankruptcy issues. He frequently appears as a panelist and instructor at bankruptcy and consumer law trainings and conferences, and serves as an expert witness in court case, having testified before Congress on bankruptcy and mortgage servicing matters. Mr. Rao is a contributing author and editor of NCLC's Consumer Bankruptcy Law and Practice and a co-author of NCLC’s Foreclosures and Mortgage Servicing, as well as Bankruptcy Basics. He is also a contributing author to Collier on Bankruptcy and the Collier Bankruptcy Practice Guide. Mr. Rao served as a member of the federal Judicial Conference Advisory Committee on Bankruptcy Rules from 2006-12, appointed by Chief Justice John Roberts. He is a conferee of the National Bankruptcy Conference, a Fellow of the American College of Bankruptcy, a member of the editorial board of Collier on Bankruptcy, a board member of the National Consumer Bankruptcy Rights Center, and a former board member of the National Association of Consumer Bankruptcy Attorneys and the American Bankruptcy Institute. Additionally, in 2017 Mr. Rao received the Excellence in Education Award from the National Conference of Bankruptcy Judges.