Tara Twomey is currently Executive Director for the National Consumer Bankruptcy Rights Center (Carmel, Calif.) and Of Counsel to the National Consumer Law Center. She has been a Lecturer in Law at Stanford Law School, Harvard Law School and Boston College Law School. Ms. Twomey is a former Clinical Instructor at the Hale and Dorr Legal Services Center of Harvard Law School where her practice focused, in part, on sustainable homeownership for low- and moderate-income homeowners. Currently, Ms. Twomey focuses on consumer credit and bankruptcy issues. She is a contributing author of several books published by the National Consumer Law Center, including Foreclosures: Defenses, Workouts and Mortgage Servicing, and is also a contributing author to the Collier Bankruptcy Practice Guide. She is a conferee of the National Bankruptcy Conference. Ms. Twomey earned her J.D. from Boston College Law School, summa cum laude and received her undergraduate degree from the University of California, San Diego. After law school, she served as a law clerk for Chief Justice Herbert P. Wilkins of the Massachusetts Supreme Court. Thereafter, Ms. Twomey received a two-year Skadden Fellowship to work at the Legal Services Center.