Tara Twomey is currently executive director for the National Consumer Bankruptcy Rights Center in San Jose, Calif., and is Of Counsel to the National Consumer Law Center. She has also been a Lecturer in Law at Stanford Law School, Harvard Law School and Boston College Law School. Ms. Twomey is a former clinical instructor at the Legal Services Center of Harvard Law School, where her practice focused in part on sustainable homeownership for low- and moderate-income homeowners. Currently, she focuses on consumer credit and bankruptcy issues. Ms. Twomey is a contributing author of several books published by the National Consumer Law Center, including Mortgage Servicing and Loan Modifications and Home Foreclosures, and she is also a contributing author to the Collier Bankruptcy Practice Guide. In addition, she is a conferee of the National Bankruptcy Conference. Ms. Twomey earned her J.D. from Boston College Law School summa cum laude and received her undergraduate degree from the University of California, San Diego. After law school, she clerked for Chief Justice Herbert P. Wilkins of the Massachusetts Supreme Court, after which she received a two-year Skadden Fellowship to work at the Legal Services Center of Harvard Law School.